College students' attitudes towards credit cards

Authors

Jing Jian Xiao, University of Rhode Island
FRANZISKA E. NORING, University of Rhode Island
JOAN G. ANDERSON, University of Rhode Island

Document Type

Article

Date of Original Version

1-1-1995

Abstract

Based on previous studies and using an approach of tripartite classification of attitude, an instrument measuring college students' attitudes toward credit was carefully constructed. Its reliability and validity were tested. Chi‐square tests indicated that the factors associated with differences in attitude towards credit card use comprising three components ‐ affective, cognitive and behavioural included gender, academic major, living arrangement, number of credit cards owned, number of all cards (store cards, phone cards, and petrol cards) owned, time of using credit cards, and cosignment status. Implications for consumer credit educators and practitioners were specified. Copyright © 1995, Wiley Blackwell. All rights reserved

Publication Title, e.g., Journal

Journal of Consumer Studies & Home Economics

Volume

19

Issue

2

Citation/Publisher Attribution

Xiao, Jing Jian, FRANZISKA E. NORING, and JOAN G. ANDERSON. "College students' attitudes towards credit cards." Journal of Consumer Studies & Home Economics 19, 2 (1995): 155-174. doi: 10.1111/j.1470-6431.1995.tb00540.x.