Saving motives and 401(k) contributions
Date of Original Version
This paper investigated worker motives for 401(k) contributions with data from the 1995 Survey of Consumer Finances. Employer matching and the ability to withdraw or borrow from the plan were related to greater contributions. In addition, risk tolerance, labor income, and years of working for the current employer were positively related to contributions. © 1997, Association for Financial Counseling and Planning Education.
Journal of Financial Counseling and Planning
Xiao, Jing Jian. "Saving motives and 401(k) contributions." Journal of Financial Counseling and Planning 8, 2 (1997): 65-75. https://digitalcommons.uri.edu/hdf_facpubs/192