Successful financial goal attainment: Perceived resources and obstacles
Date of Original Version
Perceived resources and obstacles to financial goal attainment of 520 MONEY 2000Ô participants are reported. Open-ended questions were used to solicit responses. The most frequently mentioned resource that helped respondents make progress toward financial goals was personal qualities (e.g., discipline, knowledge) and action. Having a goal or plan, financial publications and media, payroll deduction/automated savings, a good income, Cooperative Extension/MONEY 2000Ô, and seeing results were also mentioned. The most frequently mentioned challenge to financial progress was debt/credit use/spending habits. Additional obstacles were a low or reduced income, unexpected expenses and emergencies, children/children's expenses, personal qualities, and other obstacles. © 2000, Association for Financial Counseling and Planning Education.
Journal of Financial Counseling and Planning
O'Neill, Barbara, Jing Jian Xiao, Barbara Bristow, Patricia Brennan, and Claudia M. Kerbel. "Successful financial goal attainment: Perceived resources and obstacles." Journal of Financial Counseling and Planning 11, 1 (2000): 1-12. https://digitalcommons.uri.edu/hdf_facpubs/190